Charts · Municipal finances

Net loan debt per resident ranges from NOK 12,409 in Nittedal to NOK 308,361 in Dyrøy

Net loan debt per resident ranges from NOK 12,409 in Nittedal to NOK 308,361 in Dyrøy

The municipality's own net loan debt per resident in each municipality, 2025. Kroner per resident.

Map of the municipalities showing net loan debt per resident in 2025. The highest are Dyrøy (NOK 308,361), Båtsfjord (NOK 294,834), Værøy (NOK 282,291), Hjartdal (NOK 280,176), Berlevåg (NOK 268,789). The lowest are Nittedal (NOK 12,409), Moss (NOK 19,480), Molde (NOK 28,441), Lurøy (NOK 29,138), Sandefjord (NOK 31,712).

Kroner per resident, 2025

  1. under 85,00070
  2. 85,000 to under 104,00070
  3. 104,000 to under 127,00075
  4. 127,000 to under 150,00072
  5. 150,000 and above70

Highest

  1. DyrøyNOK 308,361
  2. BåtsfjordNOK 294,834
  3. VærøyNOK 282,291
  4. HjartdalNOK 280,176
  5. BerlevågNOK 268,789

Lowest

  1. NittedalNOK 12,409
  2. MossNOK 19,480
  3. MoldeNOK 28,441
  4. LurøyNOK 29,138
  5. SandefjordNOK 31,712

Highest: Dyrøy (NOK 308,361). Lowest: Nittedal (NOK 12,409). In the middle of the 357 municipalities: NOK 118,326.

Show the figures as a table
MunicipalityNet loan debt, kroner per resident
1. DyrøyNOK 308,361
2. BåtsfjordNOK 294,834
3. VærøyNOK 282,291
4. HjartdalNOK 280,176
5. BerlevågNOK 268,789
6. KárášjohkaNOK 266,132
7. LebesbyNOK 253,105
8. UnjárgaNOK 243,807
9. IbestadNOK 243,612
10. ÅfjordNOK 243,558
11. SolundNOK 243,396
12. NissedalNOK 242,868
13. HitraNOK 235,201
14. LyngenNOK 225,871
15. LoppaNOK 223,383
16. VikNOK 223,323
17. UtsiraNOK 221,429
18. SirdalNOK 216,533
19. BarduNOK 214,277
20. EvenesNOK 204,833
21. DønnaNOK 202,004
22. RaarvihkeNOK 201,513
23. RøstNOK 200,180
24. HareidNOK 197,996
25. HammerfestNOK 194,848
26. FrøyaNOK 194,843
27. TrænaNOK 191,440
28. NesbyenNOK 189,193
29. GrongNOK 182,043
30. EidfjordNOK 181,808
31. VoldaNOK 177,276
32. SkjervøyNOK 177,253
33. GjerstadNOK 175,706
34. KrødsheradNOK 174,573
35. VegaNOK 174,099
36. VinjeNOK 173,193
37. Sør-FronNOK 172,125
38. ØrlandNOK 171,945
39. BeiarnNOK 169,941
40. FlatangerNOK 169,920
41. SmølaNOK 169,900
42. NamsskoganNOK 169,179
43. HyllestadNOK 167,890
44. HarstadNOK 167,805
45. GáivuotnaNOK 167,320
46. VadsøNOK 165,010
47. DeatnuNOK 164,696
48. HøylandetNOK 164,296
49. VangNOK 164,005
50. HøyangerNOK 163,239
51. KinnNOK 162,014
52. FjalerNOK 161,919
53. ValleNOK 161,763
54. HamarøyNOK 160,632
55. StrandaNOK 160,438
56. OverhallaNOK 159,176
57. SenjaNOK 159,031
58. UlvikNOK 158,952
59. HvalerNOK 158,822
60. DrangedalNOK 158,668
61. LomNOK 158,021
62. KvamNOK 157,672
63. UlsteinNOK 156,822
64. StorfjordNOK 155,431
65. RørosNOK 155,097
66. VågåNOK 153,949
67. FolldalNOK 153,896
68. KvænangenNOK 153,468
69. HadselNOK 152,634
70. FlakstadNOK 152,395
71. TinnNOK 149,574
72. FjordNOK 149,555
73. HoltålenNOK 149,466
74. Stor-ElvdalNOK 149,341
75. Herøy (Nordland)NOK 148,876
76. RennebuNOK 148,769
77. EngerdalNOK 148,735
78. MålselvNOK 147,730
79. AukraNOK 147,134
80. TysværNOK 147,039
81. LærdalNOK 146,840
82. Våler (Østfold)NOK 146,786
83. SørreisaNOK 146,323
84. AlstahaugNOK 146,262
85. KristiansundNOK 145,376
86. HurdalNOK 145,162
87. VåganNOK 144,927
88. BremangerNOK 144,762
89. FlåNOK 144,415
90. MåsøyNOK 144,267
91. LevangerNOK 144,132
92. BøNOK 143,852
93. TydalNOK 143,776
94. FauskeNOK 143,704
95. GratangenNOK 143,455
96. AskøyNOK 143,082
97. GuovdageaidnuNOK 142,754
98. VefsnNOK 142,673
99. GildeskålNOK 142,085
100. RingebuNOK 142,006
101. VerdalNOK 141,708
102. SelNOK 141,368
103. ØksnesNOK 141,086
104. HjelmelandNOK 140,976
105. OsenNOK 140,946
106. GamvikNOK 139,985
107. AndøyNOK 138,833
108. LillehammerNOK 138,727
109. HeimNOK 138,687
110. KvæfjordNOK 136,580
111. NordreisaNOK 136,572
112. MarkerNOK 135,846
113. SalangenNOK 135,691
114. HasvikNOK 135,676
115. RollagNOK 135,590
116. LødingenNOK 135,390
117. InderøyNOK 135,312
118. AremarkNOK 135,020
119. Vestre TotenNOK 134,696
120. OsNOK 134,366
121. NesnaNOK 133,993
122. AurlandNOK 133,601
123. VardøNOK 133,205
124. FrognNOK 132,251
125. GiskeNOK 132,113
126. Øystre SlidreNOK 132,000
127. DielddanuorriNOK 131,657
128. VestvågøyNOK 130,973
129. SkjåkNOK 130,823
130. BalsfjordNOK 130,715
131. LørenskogNOK 130,231
132. MalvikNOK 130,164
133. KvinnheradNOK 130,163
134. ModalenNOK 130,086
135. Indre FosenNOK 130,073
136. GloppenNOK 129,831
137. HaramNOK 129,689
138. HaldenNOK 129,518
139. SteigenNOK 129,040
140. UllensvangNOK 129,032
141. Nordre FolloNOK 128,996
142. Sør-VarangerNOK 127,628
143. KragerøNOK 126,916
144. NarvikNOK 126,776
145. LesjaNOK 126,639
146. AskvollNOK 126,540
147. HemnesNOK 126,536
148. LillesandNOK 125,855
149. Midtre GauldalNOK 125,458
150. BirkenesNOK 125,108
151. NærøysundNOK 124,926
152. KarlsøyNOK 124,493
153. TrysilNOK 124,231
154. SortlandNOK 123,637
155. ÅseralNOK 123,535
156. HustadvikaNOK 123,431
157. VestbyNOK 123,391
158. ØrstaNOK 123,164
159. Våler (Innlandet)NOK 123,113
160. SandeNOK 122,500
161. BrønnøyNOK 122,110
162. SeljordNOK 122,012
163. SulaNOK 121,348
164. StadNOK 121,187
165. SykkylvenNOK 120,939
166. ØyerNOK 120,748
167. TvedestrandNOK 120,320
168. FlesbergNOK 120,257
169. SelbuNOK 120,189
170. SurnadalNOK 120,156
171. RaumaNOK 120,155
172. UllensakerNOK 119,802
173. LoabákNOK 119,593
174. GausdalNOK 119,581
175. TolgaNOK 119,476
176. HemsedalNOK 119,235
177. NamsosNOK 118,909
178. ÅsnesNOK 118,378
179. OrklandNOK 118,326
180. LekaNOK 117,364
181. AverøyNOK 117,284
182. BoknNOK 117,173
183. MelhusNOK 116,701
184. StjørdalNOK 115,888
185. VaksdalNOK 115,819
186. BambleNOK 115,402
187. BindalNOK 114,920
188. LeirfjordNOK 114,270
189. Vestre SlidreNOK 114,178
190. NordkappNOK 114,063
191. TokkeNOK 113,274
192. SkaunNOK 113,099
193. GraneNOK 112,856
194. FrolandNOK 110,912
195. GjøvikNOK 110,481
196. SaudaNOK 110,358
197. NomeNOK 110,201
198. FærderNOK 110,177
199. TromsøNOK 108,688
200. ByglandNOK 107,763
201. BjørnafjordenNOK 107,547
202. HortenNOK 107,238
203. SørfoldNOK 107,100
204. SunnfjordNOK 106,584
205. Søndre LandNOK 106,324
206. AustevollNOK 106,094
207. NotoddenNOK 105,993
208. AustrheimNOK 105,947
209. BodøNOK 105,832
210. SamnangerNOK 105,761
211. NannestadNOK 105,691
212. Nore og UvdalNOK 105,540
213. TynsetNOK 105,413
214. SunndalNOK 104,965
215. RødøyNOK 104,430
216. ArendalNOK 104,423
217. VevelstadNOK 104,302
218. LunnerNOK 103,613
219. RingerikeNOK 103,444
220. SnåaseNOK 103,052
221. MeløyNOK 102,122
222. TingvollNOK 101,929
223. VegårsheiNOK 101,744
224. HolmestrandNOK 101,607
225. GolNOK 101,559
226. PorsgrunnNOK 101,332
227. EigersundNOK 101,273
228. AlverNOK 101,048
229. RælingenNOK 100,919
230. EidsvollNOK 100,749
231. Nord-FronNOK 100,740
232. ÅmliNOK 100,415
233. LierneNOK 100,358
234. RanaNOK 100,356
235. Østre TotenNOK 98,271
236. StrandNOK 98,237
237. RisørNOK 98,174
238. AltaNOK 97,866
239. LierNOK 96,990
240. AureNOK 96,923
241. AlvdalNOK 96,895
242. MoskenesNOK 96,800
243. FarsundNOK 96,365
244. ÅsNOK 96,262
245. LyngdalNOK 96,076
246. SokndalNOK 95,690
247. StrynNOK 95,663
248. HolNOK 95,000
249. ElverumNOK 94,873
250. Nord-AurdalNOK 94,721
251. DovreNOK 94,476
252. AskerNOK 94,467
253. StangeNOK 94,359
254. BjerkreimNOK 93,919
255. LusterNOK 93,683
256. Indre ØstfoldNOK 93,663
257. Aurskog-HølandNOK 93,627
258. Nordre LandNOK 93,291
259. Nord-OdalNOK 92,947
260. HamarNOK 92,571
261. RandabergNOK 92,207
262. LarvikNOK 91,658
263. TrondheimNOK 91,238
264. SkienNOK 91,026
265. Sør-AurdalNOK 90,276
266. KvitsøyNOK 90,047
267. VanylvenNOK 89,818
268. BærumNOK 89,618
269. GjemnesNOK 89,485
270. TysnesNOK 89,349
271. KristiansandNOK 89,171
272. EtneNOK 89,135
273. SarpsborgNOK 88,822
274. VestnesNOK 88,233
275. SaltdalNOK 88,035
276. SogndalNOK 87,971
277. FredrikstadNOK 87,544
278. ÅmotNOK 87,265
279. EidskogNOK 86,951
280. FitjarNOK 86,649
281. RindalNOK 86,579
282. Herøy (Møre og Romsdal)NOK 86,061
283. GulenNOK 85,886
284. KviteseidNOK 85,882
285. VenneslaNOK 85,397
286. KvinesdalNOK 85,327
287. HægebostadNOK 85,061
288. OsterøyNOK 84,682
289. RingsakerNOK 84,435
290. ÅrdalNOK 84,322
291. HattfjelldalNOK 84,208
292. LindesnesNOK 83,781
293. FlekkefjordNOK 83,749
294. Midt-TelemarkNOK 83,406
295. BergenNOK 83,302
296. SømnaNOK 82,932
297. TønsbergNOK 82,244
298. RendalenNOK 81,694
299. RakkestadNOK 81,475
300. HaugesundNOK 81,088
301. Evje og HornnesNOK 80,875
302. KongsvingerNOK 80,577
303. GranNOK 80,549
304. Sør-OdalNOK 79,344
305. FrostaNOK 79,252
306. MeråkerNOK 78,987
307. BømloNOK 78,757
308. SkiptvetNOK 78,517
309. NesoddenNOK 78,506
310. StordNOK 77,072
311. SigdalNOK 76,881
312. LillestrømNOK 76,054
313. JevnakerNOK 75,748
314. RådeNOK 75,504
315. GjesdalNOK 74,766
316. GjerdrumNOK 72,944
317. SveioNOK 72,703
318. EnebakkNOK 71,713
319. TimeNOK 71,605
320. KarmøyNOK 71,527
321. SuldalNOK 71,497
322. ØygardenNOK 70,294
323. VossNOK 70,152
324. GrimstadNOK 69,428
325. PorsangerNOK 68,194
326. HoleNOK 66,680
327. VindafjordNOK 66,091
328. MasfjordenNOK 63,835
329. HåNOK 63,409
330. LundNOK 63,341
331. NesNOK 63,190
332. OppdalNOK 62,904
333. FedjeNOK 62,698
334. EtnedalNOK 61,955
335. KleppNOK 61,323
336. StavangerNOK 58,081
337. SandnesNOK 57,239
338. IvelandNOK 56,854
339. BykleNOK 55,711
340. LøtenNOK 55,525
341. DrammenNOK 54,308
342. ÅlNOK 53,954
343. SiljanNOK 52,724
344. ÅlesundNOK 52,362
345. SteinkjerNOK 51,814
346. GrueNOK 51,430
347. Øvre EikerNOK 51,329
348. SolaNOK 48,108
349. KongsbergNOK 43,000
350. OsloNOK 34,508
351. ModumNOK 34,220
352. FyresdalNOK 32,936
353. SandefjordNOK 31,712
354. LurøyNOK 29,138
355. MoldeNOK 28,441
356. MossNOK 19,480
357. NittedalNOK 12,409
Source: Statistics Norway, table 13540 · Map: Kartverket (CC BY 4.0) · Chart: TallvettUpdated 15 Jun 2026
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If you rebuild the chart in another tool, we ask for the same credit: Source: Statistics Norway, table 13540. Chart: Tallvett. Charts are licensed CC BY 4.0.

How this chart was made
  • The figures are Statistics Norway's own, from table 13540: net loan debt per resident in the municipality's own accounts (not the consolidated group). We have not calculated them. We have not found Statistics Norway's own definition of "net loan debt", so we do not explain what goes into the figure.
  • The figure says how much the municipality owes per resident, not whether the debt is too large: it says nothing about what the municipality owns or earns. Municipalities without a figure for 2025 (for example those that have merged) are grey.
  • The municipalities are split into five classes with about the same number of municipalities in each (quintiles), calculated by us. The bounds are rounded to the nearest thousand kroner; each class includes its lower bound and not its upper. The colour therefore shows the order of the municipalities, not how large the differences are.
  • The municipal boundaries are from Kartverket (Administrative units, municipalities, reference date 1 January 2026, CC BY 4.0), simplified to 300 metres for drawing. They carry no figures. Svalbard is not included.
  • Small municipalities have few residents, so the figures there can swing a lot from year to year.

Statistics Norway's notes on the table

  • The table gives a summary of the relevant accounting classifications in relation to the population.
  • For explanations of specific data issues, adjustments to published figures, breaks in time series, and municipal mergers, see Structural explanations and the correction log (in Norwegian).
  • . = Category not applicable. Figures do not exist at this time, because the category was not in use when the figures were collected.

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